I of course sit around twiddling my thumbs all day and occasionally make up a load of unsubstantiated rubbish about markets, charge my clients a fortune and then watch their investments plummet while I maniacally laugh and stroke my pet cat.
Of course, I don’t do any of that but that doesn’t mean people haven’t already made up their minds that it is true. So what do people like me really do?
Sit Around Chatting
When you meet me, you will realise very quickly that I like to chat. However, this is exactly what I should be doing as 99% of what I do is based on what you tell me about yourself, your goals and your family. There is no way I can look at facts and figures and tell you what to do, without context of what is important to you in the first place.
Fiddle With the Numbers
Part of my role as an adviser is to make sure that the pound signs on what you are doing currently, match up with the pound signs of what you want to achieve. So, I will make some recommendations that should balance up that equation, which very well may mean rejigging the plan as it stands.
This will range from securing tax relief every year, investing for growth, making sure your pensions are growing at a rate better than the market and saving you money on your life insurance. Little things that as a whole, add up to a considerable addition to your wealth compared to if you didn’t see me.
Keep Coming Back Like a Nuisance
I make sure to see you every year for a chat and to fiddle with the numbers. I don’t just charge you a one-off fee and leave you to it, like many advisers do. Our service ensures that I proactively manage the plan alongside you for many years, to make sure that when we have a chat and the priorities change, I am there to point you in the right direction.
This is often the most important part of planning as you will be surprised how many different financial products there are for different needs. More tax to be saved than you would expect over your lifetime and options you never new existed for growing your finances.
For more information, contact us here.
We are fully authorised independent Financial Planners, regulated by the Financial Conduct Authority and our job is to help you make the best financial decisions for your growing wealth.
The value of units can fall as well as rise, and you may not get back all of your original investment.
Fusion Financial Ltd. Registered in England & Wales. Registered Office: Marlborough House, 298 Regents Park Road. Finchley London N3 2SZ Fusion Financial Ltd is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority. In Partnership trading name of The On-Line Partnership Limited (reg. no. 03926063) and The Whitechurch Network Limited (reg. no. 03663042) are wholly owned subsidiaries of the On-Line Partnership Group Limited (reg. no. 03936920).
